NOVEMBER 2021 edition

******* CONFIDENTIALITY NOTICE *******
This
email transmission is covered by the Electronic Communications Privacy
Act, 18 U.S.C. 2510 et seq., and any information contained in this
message, including attachments, is legally privileged, confidential and
intended only for the individual or entity named herein. If the reader
of this message is not the intended recipient, you are hereby notified
that any review, use, dissemination, distribution or copy of this
message, including attachments, is strictly prohibited. If you have
received this message in error, please immediately notify the sender and
purge all copies of this message, including attachments, from your
system.  Thank you.

******* NOT A CONTRACT *******
Nothing within this email is to
be construed as forming a contract, an offer or an acceptance.  The
email signature block does not constitute a signed writing for purposes
of a binding contract.  The sender of this email is not authorized, and
has no intent, to make offers or contracts by email.